Insurance claim worksheet
ClaimMath estimates claim payout, deductible drag, and possible premium impact so small insurance claims are easier to compare.
Claim worksheet
Insurance
Compare repair estimate, deductible, annual premium, and possible premium impact before filing a small claim.
Notes
Use the best written quote you have and rerun the numbers when a contractor or adjuster changes it.
The calculator lets you model a possible increase, but your insurer and claim history decide the real outcome.
A claim that barely clears the deductible can look worse after possible premium changes are included.
Claim checks
If the repair estimate is close to the deductible, cash payment may be worth comparing.
Model one to several years of possible increases before judging the claim value.
Keep photos, invoices, and written estimates organized before speaking with the insurer.